Whoodoo
Well-known member
As some of you may know, 62 had an accident not too long ago. I got a call from the insurance adjuster yesterday and actually didn't give some bullshit lowball value. She said it was worth $3248, which is reasonable, but still not enough to avoid it being a total loss.
So here's my question. If I do argue with them and get the value above the total loss threshold, do I have to have a body shop do the repairs, or can I do them myself? If I choose to keep the car right now, they will cut me a check for $2407, which will more than cover any repairs if I do it myself. However, I want to get the most value out of this situation as possible. Do you guys think the value of the car will be significantly lower if there is an accident on its carfax?
I'm leaning towards taking the money, but I don't want to exceed the total loss threshold and have to take it somewhere that is going to charge 2500 to replace a bumper, headlight, foglight, and quarterpanel.
EDIT: I forgot to add that, because of it's age, the title would not be branded as a salvaged vehicle, but the accident would still show on a carfax.
So here's my question. If I do argue with them and get the value above the total loss threshold, do I have to have a body shop do the repairs, or can I do them myself? If I choose to keep the car right now, they will cut me a check for $2407, which will more than cover any repairs if I do it myself. However, I want to get the most value out of this situation as possible. Do you guys think the value of the car will be significantly lower if there is an accident on its carfax?
I'm leaning towards taking the money, but I don't want to exceed the total loss threshold and have to take it somewhere that is going to charge 2500 to replace a bumper, headlight, foglight, and quarterpanel.
EDIT: I forgot to add that, because of it's age, the title would not be branded as a salvaged vehicle, but the accident would still show on a carfax.
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